Expert Guidance for Your Health and Life Insurance
Get personalized, no-pressure advice from our family-owned brokerage. We compare plans from most major carriers to find the best fit for your needs in NC, SC, and VA.
Our Approach
At Culbreth Insurance, our mission is simple—empower individuals, families, and businesses with the information they need to make confident insurance decisions. Since 1987, we have been dedicated to delivering knowledgeable guidance, reliable service, and personalized care to our customers across North Carolina, South Carolina, and Virginia.
We understand that insurance choices can feel overwhelming
That’s why we pride ourselves on being attentive and considerate, listening carefully to your needs and offering clear, tailored options.
In-person and remote consultations
As technology transforms the insurance industry, we continue to value the human connection, recognizing that meaningful discussions lead to better understanding and smarter decisions.
Our services
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Medicare
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Personal Insurance
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Life Insurance
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Dental + Vision
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Employer Sponsored Benefits
Meet our team
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Rex Culbreth
CEO, Licensed Broker
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Chip Halloran
Licensed Broker
“I am very pleased with the knowledge and professionalism from Chip in deciding on the best Medicare plan to select. I feel confident I made the right choice and look forward to working with Chip to renew my coverage and begin my wife's Medicare selection as well.”
— DAVID K., CULBRETH INSURANCE CLIENT