Your Path to Affordable Healthcare: Discover ACA Insurance
Individual and Family (ACA)
ACA insurance, or Affordable Care Act (ACA) insurance, refers to health insurance plans that comply with the regulations established by the Affordable Care Act, also known as "Obamacare."
These plans are sold through the Health Insurance Marketplace and are designed to make healthcare more accessible and affordable for individuals and families.
Key Features of ACA Insurance
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ACA plans must cover essential benefits like preventive care, hospitalization, prescription drugs, mental health services, maternity care, and more.
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Insurers cannot deny coverage or charge higher premiums due to pre-existing health conditions.
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Many people qualify for government subsidies to help lower premium costs based on their income.
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Item description insurance has specific enrollment periods, but people can also qualify for Special Enrollment due to life events like job loss, marriage, or having a baby.